Empowering you with Fast, Fair Credit Knowledge—where big banks can't.
At Sabiq, we believe everyone deserves stable personal finance. Get secured, 100% digital eligibility check for various types of needs—from home renovation, unexpected life and personal expenses, right at your fingertips.
Check your eligibility
100+ people are currently assessed
Sabiq is working on novel approaches to understanding how lenders look at your profile
Each year, KSA residents who are seeking financial assistance are declined by traditional banks, often simply because they lack a sufficient credit history or enough financial data, even if they've been managing their money well recently.
Sabiq is 100% sharia-compliant.
Why is this important?
Access to fair credit
We believe everyone deserves stable personal finance from unexpected life expenses.
Responsible behaviour
We acknowledged responsible money management by awarding the good behaviour.
Avoid high-interest loans
Helps you avoid reliance on predatory, high-interest lenders.
Empowers your growth
Empowers you to achieve financial goals, fostering personal growth and stability.
How does it work?
Step 1: Get prepared
Have 3 min of quiet time to go through our questionnaire and prepare bank statements and your simah credit report (if available).
Step 2: Complete the eligibility test
Answer the questions and submit all the required information and details for us to determine your financial habits and work out your options.
Finally: Receive your results
Our team is working hard to better understand near-prime financial habits and push financial institutions to consider your requests.
Frequently Asked Questions
What is Sabiq, and how does it work?
Sabiq offers quick, personalized options using behavioral analysis and artificial intelligence data to assess your financial status and help you take better financial decisions.
Who can apply for a Sabiq?
Anyone who is underserved by traditional lenders like banks or looking for a more flexible, affordable loan options can apply. We consider your real-time financial data rather than just credit history to provide you with options.
Is my financial data secure with Sabiq?
Yes, Sabiq uses secure environments to protect your data, ensuring privacy and safety at every step. Also, we don't share your data with any third parties and the sole purpose for collecting your information is to provide you with better insights to enhance your decision and financial wellbeing.
Still have questions? Reach out to us at
hello@getsabiq.com